epsfinancial.netEPS Home -

Register for our upcoming EPS Academy webinars on March 14 and 19! Updates Check Cashing Login Customer Support 888-782-0850 888-782-0850 Refund Transfers e-Collect e-Bonus e-Advance e-Assist Refund Disbursements Advances Taxpayer Advance Loans Tax Office Loans Tax FAQ Tools Pre-Season Loyalty Program Debit & Credit Card Processing Gift Cards Business Reporting Marketing Support Tax Debt Services Company Contact Enroll Now Check Cashing Get The Edge to Power Your Business Join Our More Than 35,000 Independent Tax Offices 2024 Tax Season Enrollment is OPEN! With EPS, you really can have it all. An industry leader in tax-related financial products, we pride ourselves on offering low-cost refund transfer programs, tax refund advances, and tax office loans, as well as a debit and credit card processing program developed specifically for tax offices. We put the ease in tax season by providing affordable, innovative, and customizable programs to help independent tax professionals manage and grow their business. Are You Ready? Take your tax office to the next level! It’s simple, enroll with your tax software and select EPS as your bank partner. Enroll Now Leading with CHOICE More Options. Better Solutions. That’s the EPS Edge. Refund Transfer Programs 1 Options for every size business Taxpayer Advance Loans 2 3 Give your clients the money they need now Tax Office Loans 7 Get the capital you need for tax season Merchant Services Built specifically for tax offices Enroll Now THREE UNIQUE REFUND TRANSFER PROGRAMS 1 ! Give clients who may not be able to pay your tax preparation fee upfront the option of paying you later by using their refund. What better way to open the door to new clients and than ensure you get paid before they leave your office! EPS provides three different Refund Transfer programs because YOU know best what works for your tax office. Low Cost Refund Transfer Learn More HIGH INCENTIVE REFUND TRANSFER 9 Learn More NO COST TAXPAYER ADVANCE REFUND TRANSFER 2 Learn More Tax Office Support at ALL Levels Enroll Now US-BASED CUSTOMER SUPPORT English and Spanish live chat options MARKETING SUPPORT Marketing materials to promote your office BUSINESS REPORTING Keep track of transactions Software partners make it easy to switch! We’re compatible with many leading tax software programs, making it easy to switch to us and get The Edge when it matters most. Check out our software partners and get started now! If you don’t see your software on this list, give us a call. Our goal is to put the ease in your tax season with more options for doing business and serving clients. Enroll Now The FasterMoney® Discover® Prepaid Card Saves You Time FEDERAL REFUNDS UP TO 4 DAYS EARLY 10 The FasterMoney ® Discover ® Prepaid Card 8 is a great option for clients who don’t have a traditional bank account in which to receive their tax refunds. They enjoy the speed of IRS direct deposit and and they don’t have to come back to the office to pick up a check. Plus, you save the time and cost of printing a check, all while giving your clients a secure and easy way to access their refund. Learn More e-Pay: Payment Processing Solutions for YOUR Tax Office More ways for you to make sure you get paid! This tax season accept payments via credit card, debit card, or ACH. Our payment processing programs come with no monthly fees outside tax season, no long-term contracts, and year-round processing. Give your clients more with these great benefits for you: Debit and credit card processing rates Processing rates starting as low as 1.74% ACH Processing program starting as low as $1.75 per transaction* No hidden fees Programs for ALL business sizes Programs managed in-house Learn more An Educated Customer is an EPS Customer The differences between our three programs has made us an industry leader. This is because we are the bank that allows you you to enroll with the features that serve your unique independent tax office needs. Above all, here’s where we excel: Low-cost leader More options Originated over $2B in Taxpayer Advances Customized Merchant Service Options Excellent, US-based, bilingual customer support Enroll Now Taxpayer Advance Loans 3 Give Clients Flexibility Clients who want access to money before receiving their refund can apply for an advance loan and could get same-day access to funds. Our loan structure raises the bar on approvals, and our no-cost options 2 for clients help you stay competitive with national chains. We also believe in keeping the cost low to you, which is why we have a no in-season marketing fee option 5,6 for tax professionals. We’re so committed to giving you what you need to grow your business that our programs have originated more than $2 billion in taxpayer advance loans! Loans begin January 2, pre-Acknowledgement fee 4 applies. Learn more CLIENTS CHOOSE HOW THEY WANT TO RECEIVE THEIR FUNDS Prepaid Check Direct Deposit Learn More Tax Office Loans 7 to Get You Started and More! We know how much goes into getting your office ready for tax season. That’s why we provide cash flow assistance to qualified tax preparers to help you get started. We offer pre-season office start-up loans, in-season fee advances, software purchase assistance, and a loyalty program to reward your customers. Learn more Why get the EPS Edge? With more than 35,000 tax offices enrolled in our system, we are the low-cost industry leader with innovative and easy-to-use tax programs to help you attract new clients and take your business to the next level. We give you access to programs to be competitive in your market, merchant options customized for tax offices, and award-winning customer support. Enroll Now An Educated Customer is an EPS Customer TAX TIPS & EVENTS Read Article Money Management For Tax Offices Tax Tips Simple Steps for Tax Office Money Management Small business owners are often advised to create a business plan when they start their business. This business plan is designed to help… Read Article EPS Academy Tax Tips Educational Webinars for Your Tax Office Navigate tax season complexities smoothly The tax industry is competitive and full of last-minute changes. As a tax preparer, it can feel overwhelming to… Read Article How to Build Trust in Communities Tax Tips 9 tips you can apply for deepening financial relationships Are you wondering how to build trust in communities, or better relationships with your customers overall? Trust is a simple business… At EPS , We’ve Made It Our Business to Help Your Business.” EPS President, Clark Gill *Based on a $2,000 tax preparation fee per transaction. 1. The Refund Transfer is an optional tax refund-related product offered by Pathward ® , N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details. 2. Certain Refund Advance Loans are available at no cost to tax preparers and taxpayers, however other options include a marketing fee and consumer fee. 3.The Refund Advance is an optional tax-refund related loan provided by Pathward ® , N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, or $1,000, 25%, 50%, or 75% of your expected tax refund from $250 – $6,000. When calculating the amount of your loan, the amount of your expected” tax refund may be affected by any refundable tax credits. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR...